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6 Budgeting Tips to Help You Save for a Down Payment

Saving enough cash for a down payment may seem impossible, but with planning and discipline you can make it happen. It might not be tomorrow, but owning your own home is something worth waiting for, working for and, perhaps, sacrificing a few expensive coffee drinks for as well. Here are a few tips to help you get started. 1. Track Every Dollar Find out exactly where your money goes each month … [Read more...]

5 Ways to Prep Your Yard for Spring (No Matter What Punxsutawney Phil Predicts)

According to legend, if a groundhog named Punxsutawney Phil sees his shadow when released from his burrow on February 2, we can expect six more weeks of winter. I love a winter wonderland, but six more weeks? No, thank you! I’m hoping he’s not spooked by his shadow which means an early spring! If you’re planning your spring garden, don’t rely too much on the groundhog’s shadowy prediction. … [Read more...]

The New Tax Law at a Glance

Here are a few major changes to the federal tax code that may affect your 2018 returns. 7 Important Deductions Going Away Dependent and personal exemptions Interest on Home Equity Loans not used to build, buy or improve your home Mortgage Insurance Premiums (MIP) Exclusion for Forgiven Debt Miscellaneous Itemized Deductions - i.e., unreimbursed employee expenses Moving … [Read more...]

4 New Homeowner Mistakes

You just closed on your new home—your signature sealed the deal. Now that you have the keys, don’t get ahead of yourself. After closings, I always offer the same advice to new homeowners—it’s time to take a minute, slow it down and strategize before making any big financial moves. It can be tempting to bust out a credit card to furnish your new space in style. However, taking on more debt after … [Read more...]

4 Ways Tech is Used in Real Estate

You may not think “real estate” when you think about modern technology, but several advances are making the lives of home-buyers, home sellers, and agents a lot easier — not to mention adding peace of mind with added security measures. Here are a few. DRONES Fitting a small camera onto a helicopter drone lets agents capture aerial images of homes, properties and neighborhoods to feature in … [Read more...]

Home Selling Goals? 5 New Year’s Resolutions for a Successful Sale

If you are planning to say out with the old home and in to a new home in 2019 — it’s not too early to start prepping before you pack. You have one chance to make a good first impression — make it count. Before listing your home, I recommend these five New Year’s resolutions to help ensure the quickest sale for the highest price. SET THE DATE If you haven’t chosen a date, are you really that … [Read more...]

5 Holiday Recycling Tips

After the holidays, your home can look a bit hung over, with piles of wrapping paper and fallen tinsel trailing under everyone’s feet. It all feels like a hazy eggnog memory. You may be wondering how you’ll possibly clear out all the trash. Well, maybe it doesn’t have to be trash. Here are five tips for keeping the planet in mind as you clean up this holiday season. WRAPPING PAPER Wrapping paper … [Read more...]

11 Tips to Help Keep Your Christmas Tree Fresh

Some scholars believe the use of an evergreen tree to celebrate Christmas started in Germany more than 400 years ago and spread to most of northern Europe by the 19th century. So, we’ve had hundreds of years to perfect keeping a cut tree fresh and beautiful. When a Christmas tree is cut, more than half its weight is water. With that in mind, proper care can help maintain the quality of your … [Read more...]

Small Business Saturday

Small Business Saturday — the Saturday after Thanksgiving — was created by American Express in 2010 to increase awareness of the impact of small businesses on communities. The event grows every year. It’s a great reason to explore a new corner of your neighborhood and find ways to get involved in the community. Here are a few businesses to be sure to check out.   1. Coffee … [Read more...]

8 Ways to Make Overnight Guests Feel at Home for the Holidays

The holiday seasons means a flurry of activities and family time. Here are some easy ways to make sure you and your overnight guests are comfortable through it all. 1. Sticky-roll the furniture. Have your pets been sneaking a nap on the couch when you’re not looking? Make sure to de-fur the furniture before anyone sits or sleeps on it.   2. Pile the kids into one room. They'll love … [Read more...]