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Real Estate Blog

Thinking About Moving To A Bigger Place?

Thinking about moving to a bigger place? The first thing you need to know before you start searching for a home is what you can afford. To calculate this, there are 2 important ratios that a mortgage lender will use. Your Front-End Debt-to-Income Ratio When Moving: Your front-end DTI ratio compares your expected monthly housing cost against your income. Your housing cost includes home-related expenses such as your principal and interest, homeowner’s insurance, real estate taxes, and HOA dues. Use this number to get a … [Read More...]

Easy Design Trends to Incorporate in 2018

Spring is the perfect time to freshen up your home’s look and feel. If you want to make a change but aren’t sure what to do, check out these top home design trends for 2018! 1. Open kitchen shelves Limited storage is a big problem in little kitchens. You can get more from your space if you open up your kitchen shelves. For most people, this just means taking the cabinet doors off some or all of your cabinets so you can store bulkier items. However, another option is to remove your old cabinets and replace them with … [Read More...]

3 Ways the New Tax Law May Affect You

There are some pretty big changes coming for homeowners as a result of the tax reform legislation enacted last December. The available deductions and exemptions may change depending on whether you itemize your deductions in 2018 or take the standard deduction. The effect of the new tax law will vary depending on a variety of factors such as income level, whether or not you have a vacation home, and which state(s) your home is in. Below is a brief overview of some of the changes and the impact they may have on homeowners. … [Read More...]

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